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Most people have never read 15 U.S.C. §1681A(2)(xi) the hidden Fair Credit Reporting Act law that can change your entire credit profile. 🏛️ This section explains what’s not legally considered a “consumer report.” Translation: some of the information on your credit file can’t even be used against you and once you understand that, you stop disputing and start deleting through law. ⚖️ Don’t argue with credit bureaus. Apply the law that Congress already wrote to protect you. 📘 Learn how to use 15
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