Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

When you see a debt pop up on your credit report that doesn't look familiar, or one that lists the wrong balance or dates, it's natural to panic. Errors on credit reports are more common than many ...

If you've received a call or a letter from a debt collector claiming you owe money, but you believe there's been a mistake, you have rights under the law to challenge it. But while disputing a debt ...