At Money Digest, we've previously discussed how the COVID-19 pandemic accelerated remote work (aka work from home) and the differences between W-2 official employees of a company and freelancers, who ...

Small business owners can boost employee recruitment and retention and help themselves and their workers save for retirement by establishing a 401(k) plan. These plans can only be set up by employers, ...

After delaying a rule requiring high-income 401(k) savers aged 50 or older to make catch-up contributions in Roth accounts, the IRS has signaled that it will take effect starting next year. Industry ...

While there isn't an exact number to aim for by age 50, there are guideposts you can follow to get to a savings goal that's ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

Don't leave your 401(k) match on the table if you can help it. Consider saving your year-end bonus or starting a side hustle if you're struggling to save. Keep an eye on your total contributions to ...