Protective offers term life as well as universal life insurance and whole life insurance. Term life policies are priced competitively and available for 10, 15, 20, 25, 30, 35 or 40 years, giving you ...

Only permanent life insurance policies, such as whole and universal life, offer loan options — term policies do not. Life insurance loans allow policyholders to access cash value without surrendering ...

Protective earned 4 out of 5 stars in our evaluation of life insurance companies. It offers 35- and 40-year level term life policies, which are exceptionally long compared to term life from many other ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

A life insurance policy may be used as collateral to secure a loan. If you die before the loan is repaid, the lender will be repaid from the policy’s death benefit proceeds before beneficiaries can ...