This complex product has potential upsides but also risks.

See the tax advantages and downsides.

Cash value life insurance combines lifelong coverage with a savings component. The savings accumulate over time and can be accessed through loans or withdrawals. Premiums for cash value life insurance ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

When it comes to cash value insurance, whole life sales are picking up steam. Annual sales of whole life insurance were up 12 percent in third quarter of 2009, compared with the same period of 2008, ...

A transparent view of fees ensures your Amplify policy remains a powerful, tax-efficient wealth-building vehicle rather than a cash-draining liability. Permanent (or “cash-value”) life insurance ...

Permanent life insurance can provide a death benefit and cash value feature, and coverage lasts a lifetime or until a very advanced age. There are several types of permanent coverage, including whole ...

Principal, Pacific Life and Symetra are the top life insurance companies in our evaluation. These companies scored well for ...

With today’s volatile markets, clients are increasingly anxious about having control of their money and easy access to cash. Our industry’s traditional product, participating whole life insurance, can ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

Cash value life insurance, also known as permanent life insurance, is a form of life insurance with a cash savings component. Examples of cash value life insurance include universal life, whole life, ...