Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's what the data shows.

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, and portfolio mix still matter.

If you have a retirement portfolio that's 70% stocks and 30% bonds, you may be able to sustain a 5% withdrawal rate without ...

The difference between planning for 20 versus 30 years of retirement isn’t just an extra decade, it fundamentally reshapes ...

For most people, the 4% rule sounds simple enough in that if you retire with $1 million, you can withdraw $40,000 in year one and adjust for inflation annually, and if you do everything right, your ...

When Social Security covers only half your retirement spending, the other half must come from somewhere. How you manage that ...

The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

A 4% withdrawal rate is a common rule of thumb when planning for retirement. But what does that mean? And more importantly, is it right for you? This blog post... A 4% withdrawal rate is a common rule ...

As there’s no way to predict investment returns, inflation rates or longevity, the fear of running out of money in retirement is a real concern for most seniors. To help alleviate this fear, financial ...

The 4% rule has you withdrawing 4% of your savings your first year of retirement, with future withdrawals adjusted for inflation. For the rule to work, certain factors need to be present. Research ...

I have always said that asset accumulation is easy but the true difficulty is in asset distribution. There is no single plan that is right for everyone. Perhaps the best-known distribution plan is the ...

A 3% withdrawal rate on $3.6M generates $108K annually with a 95% success rate over 30 years. The retiree left a $145K salary but faces significant college costs ahead. Their working spouse maintains ...