Life insurance and annuities allow individuals to invest tax-deferred, but they pay policyholders differently. Learn how each works.

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Ridofranz / Getty Images Life insurance pays beneficiaries a benefit ...

Americans love the idea of participating in the stock market, especially when they’re not risking any losses. That is a true win-win, and is the concept driving indexed products to spectacular sales ...

Annuities are often marketed as a safe and reliable source of income, especially in retirement. They come with the promise of steady payments — a sort of paycheck replacement designed to offer peace ...

Policygenius examines the simultaneous popularity and mystery surrounding annuities in an uncertain American economy and explains what they are and how they can benefit a financial plan. In an ...

Retirement should be a time for relaxation, travel, and pursuing your passions. However, a nagging concern haunts many: they fear they will outlive their savings. After all, as lifespans increase, the ...