By the end of 2025, consumer credit conditions showed signs of softening, led by rising delinquency pressure and a modest ...
What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...
Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...
The average VantageScore credit score was 701 in October, within a scale of 300 to 850. That's steady from a month earlier, and down just one point from October 2024. VantageScore CEO Silvio Tavares ...
When you view your credit score, you're likely to see a different three-digit number depending on whether you checked your score online, on your banking app or via another means. Although you have ...
SAN FRANCISCO, Nov. 20, 2025 /PRNewswire/ -- Since mid-2025, lower-income borrowers have led year-over-year increases in delinquencies 60+ Days Past Due (DPD), a trend that continued in October 2025, ...
After a 25-year monopoly of credit scoring home loans for mortgage giants Fannie Mae and Freddie Mac, FICO finally has some competition. VantageScore, owned by the three major credit bureaus Experian, ...
Late-Stage Delinquencies Rising Modestly as K-Shaped Credit Economy Persists Average Balances Climb, But Utilization Stays Broadly Stable Personal Loan and Credit Card Originations Rise Year-Over-Year ...