Borrowers should carefully weigh their home equity loan pros and cons before getting started with the product. /iStockphoto .

If you’re a homeowner in need of cash, tapping into your home equity is a common solution. Most people are familiar with home equity loans and home equity lines of credit (HELOCs)—but there’s a lesser ...

Rising home equity levels and cooling interest rates have made 2026 a favorable time for homeowners considering borrowing ...

Looking to borrow $25,000 worth of home equity this year? Here's what your monthly repayments could look like.

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

Is a home equity loan right for you? You’ve been faithfully paying your mortgage for decades, watching your home’s value climb while your loan balance shrinks. Now that you’re approaching or already ...