Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Opinions expressed by Digital Journal contributors are their own. Before applying for a credit card online, it’s imperative to know about your current Credit Score. Your credit score is a three-digit ...

This sevenfold gap highlights the absence of credit education in traditional curricula, leaving most U.S. consumers to piece together their financial literacy online. Without structured guidance, ...

(ARA) - Americans' total debt tops $252 billion dollars, according to Federal Reserve data, yet most don't have a basic understanding of credit information like who calculates credit scores, what ...

Credit is evil. That’s a phrase I’ve often used when speaking to groups. It always elicits laughter, even from people who pay off their credit card balances every month and enjoy reward points for ...

Credit is a part of everyone’s financial life. Whether it is to make a major purchase or just pay monthly bills, we all depend on receiving credit. Using credit requires that we act responsibly. We ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...