You’ve got plenty of options for planning out your retirement paycheck. If you have a workplace 401(k) plan, you may want to keep your money at work in mutual funds or index funds, earning higher ...

Here’s a quick multiple-choice quiz: Are annuities the functional equivalent of a pension? Can annuities be investments that have nothing to do with retirement? Do clients hate annuities? Do clients ...

A single premium immediate annuity (SPIA) is one of the simplest types of annuity contracts. With a SPIA, you make a single large deposit with an annuity company and your monthly payments begin ...

Planning for your financial future can feel like navigating a maze. After all, it’s easy to feel overwhelmed by the many ...

When it comes to taxes, we all have to pay the piper. In this case, the piper is Uncle Sam. So, even though you’ve seemingly already paid your fair share, your taxes aren’t going to necessarily be any ...

Annuities are a popular choice for retirement planning, offering a steady income stream. But how much can you expect each month from a $100,000 annuity? This depends on several factors including age, ...

Here’s a true paradox about annuities and annuity rates; they’re simple and complicated. “The basic annuity is easy to understand: With a single-premium immediate annuity, you hand over a lump sum to ...

401 (k) vs. Annuity: Basic Concepts First, let’s review some basics. If you’re a typical American worker, chances are you already have a 401 (k), the near-ubiquitous workplace plan that provides ...