Tri-merge mandates prop up a credit bureau/FICO oligopoly, raising mortgage costs with little benefit despite risk concerns, ...
Allowing lenders to base mortgage decisions on single- or double-pull credit reporting would result in more risk to banks, and higher costs for borrowers, writes Dan Smith. Imagine applying for a ...
MBA says tri-merge credit checks cost lenders up to $100 per loan, doubling since pre-COVID, as industry pushes for a cheaper, single-report model The Mortgage Bankers Association (MBA) is renewing ...
Equifax Inc. has announced that Credit*Hi-Lite, the company's tri-merge consumer credit report, is now integrated with D+H's LaserPro, a compliant lending and documentation solution. Integrating ...
A Community Home Lenders of America adds arguments against use of single bureau while another paper takes the position that ...
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