Tri-merge mandates prop up a credit bureau/FICO oligopoly, raising mortgage costs with little benefit despite risk concerns, ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Allowing lenders to base mortgage decisions on single- or double-pull credit reporting would result in more risk to banks, and higher costs for borrowers, writes Dan Smith. Imagine applying for a ...

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...