As retirement planning evolves and baby boomers leave the workforce, industry focus is shifting towards creating sustainable income to support retirees throughout their golden years. A new ...

This explains how SWPs create regular income while keeping capital invested. It highlights why calculators help structure ...

A strategic balance of annuities and systematic withdrawals, tailored to individual needs, preferences and market conditions, is the key to optimal retirement outcomes, according to new research by ...

The 4% popular annual withdrawal rule was first formed during a period when interest rates felt relatively stable, and bonds ...

This year saw expanding selection of target-date funds, annuity marketplaces, systematic withdrawal programs and other income solutions, according to the Institutional Retirement Income Council. Next ...

What Is a Withdrawal Plan? A withdrawal plan is a financial strategy that enables individuals to access their investments or savings over a specific period, providing them with a steady stream of ...

As widely used as the 4 percent rule for retirement income is, it might not offer the best outcome for retirees in comparison to a one-two punch of making systematic withdrawals and buying annuities, ...

Index funds have basically become the default recommendation for retirement investing, and for good reason, as low fees, broad diversification, and decades of data showing they outperform most ...

I have always said that asset accumulation is easy but the true difficulty is in asset distribution. There is no single plan that is right for everyone. Perhaps the best-known distribution plan is the ...

A lot of retirees use annuities to simplify their income stream in retirement but that doesn’t mean annuities are simple. Beyond choosing what kind of annuity to purchase – immediate vs. deferred and ...