If you took out a government-backed mortgage over the last two years, you’re probably watching interest rates fall and wondering when to refinance. But before you take the refi plunge, you need to ...

The best mortgage refinance companies charge low interest rates and fees, and they often have unique perks for customers. Find your best mortgage refinance lender.

What is refinancing a mortgage? Refinancing your mortgage means replacing the property’s existing mortgage loan with a new ...

More and more homeowners who received mortgage through the Federal Housing Administration (FHA) program have sought to refinance to take advantage of the low FHA rates. These rates, which are now in ...

The Obama administration's new plan to stimulate refinancings of FHA mortgages is likely to help large numbers of homeowners cut their monthly costs - even those who are deeply underwater. But it's ...

No matter how large your down payment, FHA loans require borrowers to pay an upfront mortgage insurance premium (MIP) at closing, as well as an annual MIP for at least 11 years. You can use an FHA ...

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...

Though most FHA loans are fixed-rate loans, the FHA does insure adjustable-rate mortgage products under its Section 251 Adjustable-Rate Mortgage program. Rates reset three, five, seven, or 10 years ...