You don’t start with a credit score at all. That’s right — if you’ve never had a credit account reported to the major credit bureaus, you don’t have a score yet. Credit scores aren’t automatic, ...

The start of a new month can offer borrowers a fresh start and, this June in particular, it may be a smart time to revisit your credit card debt situation. Currently, the average credit card debt ...

Your current credit score is the starting point for your journey toward building credit or restoring it after a setback. The next step is understanding how the way you handle your finances affects ...