Exploring credit repair is one way to begin the process of fixing a poor credit score and could make it easier to access credit with better terms and conditions in the future. While there are ...

Your credit score is more than just a number—it’s a key that unlocks financial opportunities, from securing a home loan to getting lower interest rates on credit cards and car loans. But, when your ...

A good credit score can help you qualify for loans, lower your interest rates and even expand housing and job opportunities. Responsible financial habits — like paying on time and keeping debt low — ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Credit scores affect everything from interest rates to major purchases, like houses and cars, but the rules that shape them continue to evolve. This week, the AFRO spoke with Bonita Grant, founder and ...

If you’re a South Carolina resident dealing with credit issues, you may be looking for a reliable credit repair service. Reputable companies exist to help you dispute credit report errors while ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.