When a storm, fire, or burst pipe wrecks your home, the most important line in your policy is not the deductible, it is whether your payout is based on replacement cost or actual cash value. That ...

Homeowners insurance isn’t just about picking a policy and crossing your fingers after you buy your home. It’s about making sure your coverage truly reflects what it would cost to rebuild it. That’s ...

Home insurance costs have skyrocketed over the last couple of years. Case in point? Data from the Consumer Federation of America shows homeowners have seen their home insurance premiums jump by about ...

NACOGDOCHES, Texas (KTRE) - Whether you rent or own, the rising cost of homeowners insurance in Texas affects you. It even caught the attention of the state comptroller. According to the comptroller ...