Storing payment methods via services like Google Wallet has provided a new avenue of convenience for both modern businesses and customers. Instead of fiddling around with cash or cards in your wallet, ...

Negative marks on your credit report can hurt your credit score and affect your ability to qualify for loans. Here’s how to ...

Getting collection activity off your credit report can help you accomplish credit goals like improving your score or qualifying for certain types of loans. Though there’s no one way to remove ...

A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

A pay-for-delete agreement is a credit repair tactic that could help erase collection accounts from your credit report. It involves offering to settle your debt in exchange for the collection agency ...

Note that the situation for many types of debt has changed due to the impact of the coronavirus outbreak and relief efforts from the government and others. Specifically, AnnualCreditReport.com (see ...