North American life insurers are heading into 2026 with balance sheets and earnings power that continue to support strong ...

What Is a Life Insurance Annuity? A life insurance annuity is a unique product that combines life insurance and an annuity. It is essentially a contract between an individual and an insurance company ...

Americans love the idea of participating in the stock market, especially when they’re not risking any losses. That is a true win-win, and is the concept driving indexed products to spectacular sales ...

An annuity is an insurance product. It provides a long-term stream of income in exchange for an upfront premium. There are many types, including immediate, deferred, fixed, variable and indexed.

Three decades after the first insurance company tied a product return to an index, those now-fully mature indexed products continue to dominate sales, innovation and regulatory discussions. The allure ...

Because annuities provide a guaranteed monthly income for life, they've become an increasingly popular option for Americans worried about outliving their retirement savings. According to LIMRA, U.S.

Choosing the right type of annuity payout depends on when you want payments to start, how long you want them to last and if you want a survivor’s benefit. Single-life annuities provide higher income ...

With interest rates still elevated and recession concerns casting a shadow over the markets, many Americans are seeking financial products that can offer security and stability in retirement. Among ...