The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

The old "safe" withdrawal rate is either too risky or too conservative. It is time to embrace a strategy that breathes with ...

If you are a retired Baby Boomer, or a Baby Boomer who has done any retirement planning at all, you are almost certainly ...

Some people will spend decades saving and investing for retirement, only to discover that they missed a step along the way. That commonly "missed" step? Devising their plan for decumulation − in other ...

Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's what the data shows.

It's not a complicated strategy, but you may need to plan ahead.

The 4% rule assumes a 30-year retirement horizon with a balanced stock-bond portfolio. Ramsey’s 8% rule requires a stock-heavy portfolio to generate sufficient returns. Both strategies demand ...

Learn the early retirement withdrawal rules that allow you to access retirement funds before age 59½ without penalties, including the Rule of 72(t) and the Rule of 55, and how to use them wisely.

Retiring with a pension in 2026 puts you in a rare position. Less than 20% of Americans have traditional defined-benefit ...