You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

If you fall behind on your bills, making a few stressful calls and negotiating with the debt collector could lead to working out a payment plan. It's not an ideal scenario, of course, but once it's ...

Having a debt collector reach out to you — whether it's by phone, mail, email or even text — can feel jarring. If a call like this catches you off guard, you might even be tempted to immediately pay ...

Consumers across the country are being bombarded with intimidating and sometimes aggressive debt collection calls, and ...

Your debt will be turned over to a collection agency, and your credit score will likely take a severe hit. Here's what to do about it. Many or all of the products on this page are from partners who ...