Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.

Truth is, not all credit checks work the same way. Some won’t touch your score at all, while others create inquiries that stay on your report for years. Understanding how soft and hard credit pulls ...

Consumer debt continues to rise in 2025, providing no relief for cash-strapped Americans. Total nonhousing household debt exceeded $3.75 trillion in the second quarter of 2025, according to recent ...

Having a good credit score can save you hundreds, even thousands of dollars on credit cards, mortgages and other loans.