Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Find the highest APY available by comparing online banks and credit unions and looking for promotional terms. Build a CD ladder to take advantage of today's rates without locking all your money up for ...

Solid CD rates allow retirees to secure a reliable income with a CD ladder strategy. Retirees need to balance lower-returning CDs with stocks and other investments. Building a CD ladder involves using ...

CDs can pay top rates, so it's worth exploring strategies to safely add one to your savings plan. Betsy began her career in international finance and it has since grown into a comprehensive approach ...

What is a CD loan? Learn what it is and how you can use your certificate of deposit as collateral. See the benefits, ...

A certificate of deposit (CD) is a bank-offered account that locks your money in at a fixed rate for a preset period of time. The account pays interest periodically for the duration of the CD, but ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...