Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

Unum Life Insurance Co. of America properly denied long-term disability benefits to a ship pilot with symptoms related to Long Covid-19, a Pennsylvania federal judge ruled.

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

In a split decision, the Tenth Circuit Court of Appeals recently affirmed summary judgment in PHT Holding I LLC v. Security Life of Denver Insurance Co., rejecting the plaintiff’s claim that the ...