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Toni: Recently, you wrote a Medicare column about various life policies available after 65, and I have a retirement insurance ...
I have had a long-term-care insurance plan for 15 years. During that time, they've raised my premiums 356%. It's now $12,000 a year with no end in sight for future increases. The max they will pay at ...
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“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...
Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...
Deciding between a stand-alone or hybrid long-term care policy can be confusing. We asked ChatGPT for advice, then had a licensed long-term care insurance specialist review its answer line by line.
Planning for retirement isn't just about how much you've saved. It's also about how you'll handle the expenses you can't fully predict. And, one of the biggest unknowns for older Americans today is ...
Forbes contributors publish independent expert analyses and insights. I cover tax, budget and retirement policy from Washington Three things are true about long-term care, though many Americans don’t ...
Henrico County-based Genworth Financial thinks it's found a way to help people finance long-term care that will avoid the regular doubleand triple-digit premium rate increases for policies that ...
Do long-term care (LTC) insurance policies cover medical and non-medical in-home care? Yes, they do. But make sure you read the actual fine print. Not every long-term care insurance policy covers home ...