As of January 12, 2026, leading online banks are still offering interest rates up to 5.00% APY, but these top APYs are ...
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Reasons to have a local bank
Community banks consistently outperform big banks in customer satisfaction, scoring 83 out of 100 compared to 79 for national banks in 2025. Local banks often offer better deposit rates and lower fees ...
Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...
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