Discover what a first mortgage is, its importance as a primary lien, key requirements, and tax benefits. Learn how it compares with a second mortgage and explore real-life examples.

Discover what perpetual subordinated loans are, their financial benefits, potential risks, and how they differ from other ...

Why borrowers default: Borrowers of all types of loans frequently default when they experience financial hardship, like a ...

Before most house hunters can close the deal, they need to qualify for a mortgage. Learning how to apply for a mortgage in advance — and breaking the process down into digestible steps — can help ...

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...

Your score reflects both personal and business financial data, including credit history, revenue, time in business and any ...

The federal government is officially resuming wage garnishment for federal student loans, beginning today, January 7, 2026.

The United States has withdrawn a policy statement that had cautioned banks and lenders against practices that could unfairly ...