When you think of interest-generating bank accounts, your mind likely goes to savings. After all, that’s your reward for building an emergency fund or socking away money for a future expense, right? A ...

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% ...

The Annual Percentage Yield (APY) as advertised is accurate as of 12/30/2025. Interest rate and APY are subject to change at ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

The Federal Reserve announced yesterday that it's keeping benchmark rates unchanged a second time while signaling two possible rate cuts later this year. Among the many ways the Fed's decision can ...

Make sure you have a cash buffer.

The Federal Reserve announced a cut to its benchmark interest rates yesterday, dropping the Fed rate by 25 basis points to a range of 4.50% to 4.75% — the second time its lowered rates since Sept. 18.

Opening checking and savings at different banks often earns more interest and makes spending and saving feel clearer.

Discover how money market interest rates are set, why they can offer higher returns than savings accounts, and what factors ...