Annuities and target date funds are popular assets for households who are either saving for retirement or already in their ...

When you consider where to invest your money for retirement, you have multiple options. Going with an IRA can lead to larger rewards with a more significant risk. Are you ahead, or behind on ...

Annuities can be a wise investment for those looking to secure a steady stream of income in retirement. An annuity is a contract between a purchaser and an insurance company. The purchaser invests in ...

Over the past several decades, you’ve been saving for retirement with one clear goal — to ensure your golden years are financially stable. Now that the countdown to your last day on the clock is ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed ...

I’m in my mid-70s and I’m considering purchasing an immediate single premium lifetime annuity for myself using a portion of my regular IRA account as the source of the premium I would be paying.

An annuity can help you save for retirement and has favorable tax benefits. Experts caution that annuities can be complex and risky, carry high fees and are difficult to cancel. Some alternatives to ...

Andrew Kessel was a breaking news writer for Investopedia until October 2025. He previously covered markets for Proactive Investors, with a focus on small-cap stocks in fintech, healthcare, mining, ...

There are numerous ways to save for retirement. One option is a pension annuity, which provides guaranteed income throughout your retirement. But the phrase “pension annuity” can mean different things ...