Before paying a debt in collections, verify it’s legitimate and collectible to avoid scams or zombie debt. You have rights under the Fair Debt Collection Practices Act (FDCPA) that protect you from ...

Understanding what happens when your debt gets sold can help you make informed decisions about how to handle these situations ...

This past holiday season, four frequent “money wounds” might have caused Americans to overspend: A survey published in December 2024 by Beyond Finance found that “among 2,000 Americans celebrating the ...