You know your credit score affects mortgage rates and credit card approvals. But car insurance? In most states, insurers use your credit to calculate premiums—and it matters more than you think. More ...

Shopping around for car insurance quotes is a smart move. It can help you get the best deals and ensure you're getting the coverage types and limits that will best protect you if you're in an accident ...

CheapInsurance.com examines how an applicant's financial profile intersects with their driving profile in determining auto insurance rates. Most drivers know that factors like driving record, vehicle ...

In most states, your credit score can be used to calculate your car insurance premium. And insurers are taking advantage of that, with 92% of carriers adding your credit score to their insurance rate ...

New data reveals that your ZIP code can increase car insurance costs by 20–40%, while a poor credit score may lead to a shocking 60% increase; learn how to fight back and save money by understanding ...

Insurers typically use a specialized score, often called a credit-based insurance score, instead of a standard FICO credit score. According to the National Association of Insurance Commissioners (NAIC ...