Make your budget work for your real lifestyle—not the one on spreadsheets Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit ...

While there are many different types of budgets, they all serve as a framework for how you will spend your future cash. Sometimes aspirational and sometimes rigid, budgets are often a work in progress ...

Fixed expenses (rent, insurance) remain constant monthly, while variable expenses (groceries, utilities) fluctuate. The 50/30/20 rule allocates 50% for needs, 30% for wants and 20% for savings and ...

Retirement budgeting is fundamentally different from budgeting during your working years. Income becomes relatively fixed, while certain expenses rise and others disappear altogether. The safety net ...

Debt freedom is a goal you can reach. As you begin your debt payoff journey, changing how you manage and spend your money could get you there even faster. A bare-bones budget is a great way to ...