In February 2026, homeowners insurance averaged $2,424 a year for a $300,000 dwelling nationwide, according to data from Bankrate.
In July 2025, homeowners policies averaged $2,802 a year nationwide, according to data from insurance marketplace The Zebra.
According to a recent study by Quote.com, USAA and Geico offer the cheapest homeowners insurance policies, but each of the major national home insurance brands offers policies that are a good fit for ...
Bankrate on MSN
Bankrate's home insurance affordability ranking
How much do Americans spend on home insurance? Bankrate investigates.
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