Nonstandard car insurance is a type of policy for drivers who may not be able to get a standard policy due to their high risk. Motorists can be classified as high-risk for a number of reasons, ...

High risk status does not change the law, yet it raises risk of not enough coverage after a crash. CA requires liability ...

When determining premiums, car insurance companies pay close attention to your driving record. After all, past speeding tickets could indicate a lead foot, and at-fault accidents suggest high-risk ...

Elephant car insurance costs vary by age, credit, and driving record. See average monthly rates for full coverage and ...

Explore adverse selection in insurance, identify risks, and learn how insurers safeguard against it. Understand premium ...

Discover 15 practical strategies to lower car insurance premiums, from bundling policies to safe driving. Start saving today ...

If you’re living in one of these states, it could pay to shop around for insurance every year or so to ensure you still have ...