These consolidation loan alternatives can help you simplify your payments without adding to your debt.

These moves can help you avoid years of back-breaking interest.

Thirty percent of Americans are looking to pay off one or more debt this year, according to a new NerdWallet study. Consumer ...

Nobody ever said debt was fun and it’s not. It’s emotionally and financially stressful, especially when you find yourself in an endless cycle of trying to pay it off. But that doesn’t mean you should ...

If your goal is peace of mind, paying what's owed can feel like a weight lifted. You eliminate collection calls and remove ...

Consumer debt is reaching new heights — it increased by 18.3 billion dollars in the second quarter of 2025 — and even though the Federal Reserve just lowered interest rates slightly, it’s become more ...

Learn the best strategies for whittling down what you owe, depending on how much debt you have. This page includes information about these cards, currently unavailable on NerdWallet. The information ...

Katharine Paljug is a financial writer and editor with over a decade of industry experience. Her writing has covered nearly every aspect of the financial world, from investing in forex to paying for ...

"Less ideal debt" is for buying an asset that drops in value, like a car loan, or has a high interest rate, like credit cards. "Necessary debt" is used to buy an asset that can rise in value, like a ...

From 2015 to 2017, Naseema McElroy paid off nearly $1 million in debt. Now, she's saving aggressively in pursuit of financial ...

A woman who had nearly paid off a £10,000 debt was sent emails suggesting she could apply for new credit cards.