Credit cards can help build credit while making purchases more convenient. Learn how credit cards work and best practices for using them.

This article discusses how debit and credit cards work, including their pros and cons. It ends with some helpful tips and ...

Paying only the minimum keeps your card current, but it can trap you in debt for years and cost thousands in interest.

Balance transfer cards are one of the best ways to pay off debt in 2026. Here's my favorite one to apply for now to save hundreds or even thousands.

Carrying a credit card balance from month to month usually means getting hit with steep interest charges. The average credit card interest is more than 22%, making it even more expensive to carry ...

HAVE A BREAKDOWN OF THE SIMPLE STEPS YOU CAN TAKE TO START PAYING DOWN YOUR BALANCE. I STARTED TO FEEL THE CRUNCH WHEN I STARTED TO USE CREDIT CARDS FOR JUST DAILY ESSENTIALS. FOR JENNIFER PAEZ, MORE ...

The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

There are many reasons why credit card interest rates are high. Here's what to know (and what to do in response).