Searching for the right homeowners insurance policy can be confusing. There is insurance-specific terminology to master, for example. One phrase you may hear when you are talking to insurance agents ...

Whether termed “climate change” or “extreme weather,” an increasingly unstable environment is damaging homes and other property at an accelerating pace faster than observed in decades. The magnitude ...

Although the decisions by Allstate and State Farm to stop writing new homeowners insurance in California may appear unduly harsh, they do serve to make the hazard risk explicit (“Allstate Halts New ...

A brewing crisis is emerging around homeowners insurance and thus far the finance and insurance community has not offered any viable solutions. The annual number of weather/climate-related disasters ...

Previously, California law required a financial institution to pay interest on amounts held in escrow for payment of taxes and assessments on the property, for insurance, or for other purposes ...

Most homebuyers in the US borrow money to purchase their home. As a result, the mortgage lender always requires hazard insurance, commonly called homeowner's insurance as a condition of the loan in ...