No-exam life insurance policies have a reputation for offering skimpy coverage at high prices. Recent innovations in data analytics, though, including the use of artificial intelligence (AI), has ...

No-exam life insurance lets you apply for coverage without undergoing a physical exam. This can make it a faster and more convenient option, especially for people with pre-existing conditions who ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Guaranteed issue life insurance is coverage offered to anyone regardless of health or other risks. Rates are typically based ...

Life insurance can provide vital financial security for adults of all ages, including seniors. Despite the conventional wisdom that life insurance for older adults is expensive and not valuable, there ...

What Is No Exam Life Insurance? Life insurance companies prefer to cover the healthiest, youngest people, offering them the lowest rates. Traditional policies usually require a medical exam, a ...

Most life insurance policies require you to get checked out by a medical professional so your provider can determine what sort of risk you post. But if you have a preexisting medical condition you're ...

AARP: Best for older applicants. Country Financial: Best for policy choice. Ladder: Best for flexible term life insurance. Lemonade: Best for long terms. Lincoln Financial: Best for convertible term ...

AARP: Best for senior members. Country Financial: Best for customization. Lemonade: Best for large coverage amounts. In the market for life insurance but want to skip the medical exam for one reason ...

Guaranteed life insurance does not require a medical exam to qualify, making it an option for people in poor health. Guaranteed policies usually have smaller death benefits and higher premiums than ...