Life insurance provides many American families with an important financial safety net. The life insurance industry is large, and while it may seem stodgy, it is ever-evolving. We looked at statistics ...

Indexed universal life insurance (IUL) is a type of permanent life insurance designed for people who want lifelong coverage, adjustable premium payments and the ability to choose how their policy’s ...

National Life Group’s term and permanent policies have generous living benefits, but you’ll have to work with an agent to get a quote. National Life Group offers term, whole and universal life ...

The insurer offers term, whole and universal life insurance with multiple riders at competitive rates ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

One of the benefits your employer may offer is the chance to enroll in group term life insurance. This is a program employees can sign up for after meeting certain criteria such as working for the ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

Universal life insurance offers flexibility in premium payments and death benefit adjustments, allowing policyholders to adapt coverage to life’s changing needs. The policy builds cash value, which ...

Indexed universal life insurance offers flexibility in premium payments and the ability to adjust the death benefit. IUL policies include a minimum guaranteed crediting rate, or interest rate, which ...