Smokers pay much more for life insurance than nonsmokers, but the definition of a “smoker” can vary by company Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...

Looking for the most affordable life insurance and a policy that’s easy to understand? Take a look at term life insurance Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the ...

Guardian: Best for applicants with health conditions. MassMutual: Best for cash value growth. Northwestern Mutual: Best for blended term. Thrivent: Best for social responsibility. New York Life: Best ...

Amica's affordable rates and easy online application process landed it on both our best term life insurance and most affordable life insurance lists. We like that Amica policies include a free ...

National Life Group’s term and permanent policies have generous living benefits, but you’ll have to work with an agent to get a quote. National Life Group offers term, whole and universal life ...

Whole life insurance is a form of permanent life insurance, which means the coverage remains in force until you die as long as you pay your premiums.

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Smokers pay at least triple for life insurance compared to nonsmokers, even if you are in good health. Life insurance companies check for nicotine use in several ways, including urine and blood tests ...

Our team collected more than 60,000 sample quotes from life insurance companies using unique user profiles to give readers an accurate view of pricing across competitors. We gather quotes for ages 18 ...