Debt is often discussed in negative terms, but debt isn’t just good or bad. It falls on a spectrum, and how you manage it plays a big role in how it impacts your finances. Bad debt is usually ...

Debt is often discussed in negative terms, but debt isn’t just good or bad. It falls on a spectrum, and how you manage it plays a big role in how it impacts your finances. Bad debt is usually ...

Your debt-to-income ratio (DTI) is the amount of your debt payments relative to your income. Lenders use this metric to determine whether to approve you for a loan. The lower your DTI, the better your ...

Many people view debt as a bad thing, but if you use it properly, it can move you closer to your financial goals. Real estate investor and financial influencer Graham Stephan recently explained in an ...

Consolidate credit card and other high-interest debt.

Most people carry some kind of debt — credit cards, car loans, student loans, maybe even a mortgage. It’s a normal part of life for many families. But here’s the truth: not all debt is created equal.

The Indebted States of America: How much debt is too much? Feb. 3, 2014 -- We are a nation of debtors. Altogether, American consumers are $11.3 trillion in debt. More than $856 billion of this is from ...

This article adheres to strict editorial standards. Some or all links may be monetized. Does such a thing as “good debt” truly exist? Graham Stephan confronted Dave Ramsey about his views on debt on ...