When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Personal credit reports have been available for a small fee from major credit bureaus for years. But beginning June 1, residents of Mississippi, and the rest of the Southern states, became eligible to ...

If you are thinking of buying a home in the near future, one of the top things you'll need to do (besides house shopping) is to get your credit score in order. If you're like the average home buyer in ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

If you don’t know how to read a credit report or don’t know your credit score, raise your hand. First, the good news–you’re not alone. According to a recent study, more than 30% of Americans have no ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...