Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

A typical guideline is to have enough money in your checking account to cover one to two months of expenses, plus a 30% ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

Can Teens Get a Checking Account? Teens can get checking accounts, but any teen who is under 18 years old must be accompanied by a parent or legal guardian. The adult acts as a custodian who watches ...

Supercharge your money by choosing a free checking account that offers a cash bonus: you’ll get a place to park your savings and earn extra cash. Some of the best checking account bonuses offer up to ...

The average rate on an interest-earning checking account is an abysmal 0.07% . “Accounts offering interest are a way for the bank to bring in more deposits or appeal to customers with larger balances, ...

Opening checking and savings at different banks often earns more interest and makes spending and saving feel clearer.

When you’re nearing retirement age, you’ll see plenty of discounts and perks aimed at seniors. Among them: senior checking accounts. Should you get one? The quick answer: not necessarily. A senior ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. A senior checking ...