Guaranteed issue life insurance is coverage offered to anyone regardless of health or other risks. Rates are typically based ...

Know when to get life insurance and when you might want to skip coverage Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited ...

Having a pre-existing condition doesn’t automatically mean you’ll be denied life insurance — or face significantly higher rates. Insurers evaluate conditions differently, so comparing quotes can help ...

This complex product has potential upsides but also risks.

When a loved one dies and you know you’re the beneficiary of their life insurance policy, getting the payout is typically ...

Age directly impacts life insurance premiums. Learn why buying younger saves money and how actuarial tables play a role in ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

The majority of American workers — 53% in 2024 — have life insurance through their workplace, according to LIMRA. However, as the cost of living rises, most workplace life insurance policies fail to ...

If you're in the U.S. Armed Forces, you're offered life insurance from the Department of Veterans Affairs. But that coverage expires when you leave active duty and, in many cases, service members need ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Everly Life reports 74 million Americans lack life insurance, primarily due to misconceptions about its cost, which are often ...