When the US Federal Emergency Management Agency overhauled rates for millions of homeowners in the National Flood Insurance Program (NFIP), in 2021, the goal was to end decades of underpricing and to ...

For more than a month, a lapse in funding froze Americans' largest provider of flood insurance. The National Flood Insurance Program, which accounts for 90% of all U.S. flood policies, often couldn't ...

Florida's home insurance market is stabilizing after a crisis, but obtaining coverage, especially during hurricane season, remains challenging. Home insurance rates are still rising slightly, but not ...

Inland areas have suffered severe flooding in recent years, experts note. And standard homeowner policies don’t cover flood damage. By Ann Carrns With the Atlantic hurricane season about to start, ...

If your house isn’t sitting next to a river or the ocean, flood insurance probably feels unnecessary. But the numbers say otherwise. According to FEMA, 99% of U.S. counties have experienced a flooding ...