Prudent AI Upfront Income calculates qualified income instantly for any loan, giving lenders same-day certainty and reducing ...

The proposed changes reduce acceptable rental income history from two years to 12 months, among other expansions of FHA guidelines Today, the Federal Housing Administration (FHA) posted a draft ...

Your income impacts how much house you can afford and how much a lender will let you borrow. Here’s the income needed to qualify for a $500,000 mortgage loan.

If you plan to buy a home or car — or make any purchase that requires a loan — it is essential to have a good debt-to-income ...

Buying a rental property can be a smart way to build wealth, but getting a mortgage for an investment home can be more complex than for a primary residence. Investors have plenty of options for ...

A mortgage underwriter is the key decision-maker who reviews your finances, credit history and property details to decide if your home loan gets approved. Ultimately, underwriters are like the ...

Your down payment and credit score may determine which loan is your most cost-effective option Written By Written by Contributor, Buy Side Amy Fontinelle is a contributor to Buy Side and an expert on ...