Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and what it covers.

What is the real purpose of a commercial umbrella or excess liability policy? That question is clarified by Sissy LeClair of Blackadar Insurance Agency Inc. in Longwood, Florida, in her new ...

The auto insurance industry faces significant hurdles. As businesses grapple with rising costs and evolving risks, two key factors are reshaping the claims environment: social inflation and ...

Verist Inc., a provider of holistic insurance and risk management solutions for commercial clients, announced today the expansion of its insurance platform, including enhanced underwriting ...

The excess on any car insurance policy – the amount deducted from your claims payout – comes in two forms: compulsory and voluntary. A compulsory excess is set by the insurance provider, but a ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

A commercial umbrella insurance policy can give your business more coverage for less money. Learn if you need umbrella insurance and how to shop for it.

Laura Longero is an award-winning writer and editor who has more than 15 years of editorial experience. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Auto liability insurance is required in most states—but what does it actually cover? Here's how it works and why it's essential for every driver Written By Written by Insurance Senior Editor, Buy Side ...

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A road collision can damage vehicles, destroy property and cause severe injuries. Liability car insurance covers associated costs when you’re at fault, protecting you from shelling out thousands in ...