Feb. 6—The Oklahoma Insurance Department during Earthquake Awareness Month answers questions about earthquake insurance. 1 Do I need earthquake insurance? A standard homeowner's policy does not cover ...

Earthquake insurance comes with a deductible based on the value of your home. While FEMA provides help in some disasters, it's not a replacement for earthquake insurance. Because of the potentially ...

If you lived near New Madrid, Missouri in 2000, it cost just $57 a year to insure your home against an earthquake. With seismic faultlines under foot that could – and two hundred years ago, did – ...

New Madrid, Missouri, was terrorized by its fault line in the early 19th century, and earthquakes are still the region's claim to fame. But these days, earthquake insurance is prohibitively expensive.