Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

Debt settlement means paying less than you owe to close out an account balance. Many consumers hire debt settlement companies or attorneys to help them negotiate debt. You may be able to save money by ...

If you've taken out a personal loan, used a credit card or bought a home with a mortgage at any point in the last couple of years, you're likely well aware of how challenging today's borrowing ...

Credit card debt has reached staggering heights nationwide, with the total rising over $1.21 trillion in mid-2025. The average American household now carries more than $7,000 in credit card debt, and ...

Americans are carrying significant credit card debt from month to month. The typical balance is now $6,300, up nearly $1,000 from two years ago. And with the average card interest rate hitting 23%, ...

Owing money to the Internal Revenue Service (IRS) can result in a hefty amount of stress, especially if you're unable to quickly pay off what's owed. After all, any old IRS debt that you're carrying ...

Could your debt be reduced or forgiven? Take our financial relief quiz. For people who have a lot of debt and can’t feasibly pay it off in a timely manner, debt settlement may be an option. Broadly, ...